Punjab Chief Minister Maryam Nawaz Sharif’s Determination:Apni Chhat Apna Ghar for Every Homeless Person

Punjab Chief Minister Maryam Nawaz Sharif’s Determination: “Apni Chhat…Apna Ghar” for Every Homeless Person

Introduction

Punjab Chief Minister Maryam Nawaz Sharif has embarked on an ambitious mission to provide housing solutions for the province’s homeless population through the “Apni Chhat…Apna Ghar” program. This initiative aims to transform the lives of countless individuals and families by offering affordable and accessible housing options.

Key Features of the “Apni Chhat…Apna Ghar” Program

• In-principle approval of three housing models: The program has received in-principle approval for three different housing models to cater to diverse needs and financial capacities.
• Waived service charges: Chief Minister Maryam Nawaz Sharif has taken the significant step of eliminating service charges for plot borrowers, making home ownership more affordable.
• Launch on August 14: The “Apni Chhat…Apna Ghar” program is scheduled for a grand launch on Pakistan’s Independence Day, August 14.
• Pilot model house: A pilot model house has been developed to showcase the program’s design and standards.
• Inclusion of living room: The Chief Minister has directed the inclusion of a living room in the model house design to enhance living spaces.
• Toll-free helpline: A toll-free helpline will be established for public convenience and inquiries.
• Online application portal: A dedicated online portal will be developed by the Punjab Information Technology Board (PITB) to facilitate easy application submission.
• Loan eligibility: Owners of plots ranging from one to five marlas will be eligible for interest-free loans to construct their homes.
• Easy installment plans: Loan repayment will be structured into convenient installments.
• Government land development: A ground and three-storey apartment program on government land is in the pipeline, with a feasibility study to be conducted soon.
• Private sector collaboration: Partnership with private developers will offer three and five marla houses to “Phata” allottees at affordable prices.
• Subsidized housing: The government will provide subsidies to reduce the cost burden for houses in private schemes.
• Loan accessibility: Up to 70,000 plot owners across Punjab can avail themselves of the loan facility.
• Microfinance support: Service charges for loans disbursed through microfinance institutions will be covered by the Punjab government.

Program Implementation

The “Apni Chhat…Apna Ghar” program forms can be obtained from Deputy Commissioner and Assistant Commissioner offices. The program aims to provide interest-free loans to plot owners for constructing houses, with the option of easy installment payments. The government is also exploring the development of apartments on government land and collaborating with private developers to offer affordable housing options.

Expected Impact

The “Apni Chhat…Apna Ghar” program is expected to have a profound impact on the lives of countless Punjab residents. By providing affordable housing solutions, the program aims to reduce homelessness, improve living conditions, and contribute to overall socio-economic development.

FAQs

• Who is eligible for the “Apni Chhat…Apna Ghar” program?
  • Owners of plots ranging from one to five marlas are eligible.
• What kind of loan is offered?
  • Interest-free loans are available for house construction.
• How can I apply for the program?
  • Application forms can be obtained from Deputy Commissioner and Assistant Commissioner offices, or through an online portal to be launched by PITB.
• What is the government’s role in private housing schemes?
  • The government will provide subsidies to reduce the cost of houses in private schemes.

Conclusion

Chief Minister Maryam Nawaz Sharif’s “Apni Chhat…Apna Ghar” program represents a significant step towards addressing the housing challenges faced by Punjab’s population. By providing accessible and affordable housing options, the program has the potential to transform lives and create a more equitable society.

Punjab Chief Minister Maryam Nawaz Sharif’s determination, “Apni Chhat…Apna Ghar” for every homeless person.

“Apna Chhaat…………Apna Ghar” program in progress, in-principle approval of three models

Chief Minister Maryam Nawaz Sharif has also stopped taking service charges from plot borrowers.

Prime Minister Maryam Nawaz Sharif will launch the Apna Chhat… Apna Ghar program on August 14.

Model house developed as a pilot program of Apna Chhat …… Apna Ghar programme

Prime Minister Maryam Nawaz Sharif’s order to include the living room in the map of model houses

Chief Minister Maryam Nawaz Sharif’s order to introduce toll-free numbers for the convenience of the people

On the direction of Chief Minister Maryam Nawaz Sharif, PITB will develop a special portal for its Chhatt… Apna Ghar programme.

Aspirants of Apna Chhat… Apna Ghar program will be able to submit online application sitting at home.

Secretary Housing Captain (Rtd) Asadullah Khan gave a detailed briefing on Aapna Chhat…Apna Ghar programme.

Apna Chhat …… Apna Ghar Program form can be obtained from the offices of Deputy Commissioner and Assistant Commissioners. The briefing

Owners of plots from one to five marlas will be able to get interest-free loans for building houses. The briefing

On the instructions of Prime Minister Maryam Nawaz Sharif, the house owners will get the facility to pay the loan in easy installments. The briefing

PC-1 approval of ground and three-storey apartment program on government land, feasibility study to be done soon. The briefing

In private schemes three and five marla houses will be given to allottees of “Phata”. The briefing

Allottees of Phata will pay the installments of the house in five years after buying a house in the private scheme. The briefing

Government of Punjab will provide subsidy to reduce cost burden of house in private scheme. The briefing

70 thousand plot owners in any city or village will be able to take loan. The briefing

The owner of a plot up to five marla will get an interest-free loan for building a house. The briefing

Service charges on loan disbursal through microfinance institutions will be borne by Punjab government. The briefing

وزیرِاعلیٰ پنجاب مریم نواز شریف کا عزم، ہر بے گھر کیلئے ”اپنی چھت …… اپنا گھر“

” اپنی چھت………… اپنا گھر“ پروگرام پر تیزی سے کام جاری، تین ماڈل کی اصولی منظوری

وزیرِاعلیٰ مریم نواز شریف نے پلاٹ پر قرض حاصل کرنے والوں سے سروس چارجز لینے سے بھی روک دیا۔

وزیرِاعلیٰ مریم نواز شریف 14- اگست کو اپنی چھت …… اپنا گھر پروگرام کی لانچنگ کریں گی۔

اپنی چھت …… اپنا گھر پروگرام کے پائلٹ پروگرام کے طور پر ماڈل گھر تیار

وزیرِاعلیٰ مریم نواز شریف کی ماڈل گھروں کے نقشے میں لیونگ روم بھی شامل کرنے کا حکم

وزیرِاعلیٰ مریم نواز شریف کا عوام کی سہولت کیلئے ٹال فری نمبر متعارف کروانے کا حکم

وزیرِاعلیٰ مریم نواز شریف کی ہدایت پر پی آئی ٹی بی اپنی چھت …… اپنا گھر پروگرام کیلئے خصوصی پورٹل تیار کرے گا۔

اپنی چھت …… اپنا گھر پروگرام کے خواہش مند گھر بیٹھے آن لائن درخواست جمع کراسکیں گے۔

سیکرٹری ہاؤسنگ کیپٹن (ر) اسد اللّٰہ خان نے اپنی چھت ……اپنا گھر پروگرام پر تفصیلی بریفنگ دی۔

اپنی چھت …… اپنا گھر پروگرام فارم ڈپٹی کمشنر اور اسسٹنٹ کمشنرز کے دفاتر سے حاصل کیے جا سکیں گے۔ بریفنگ

ایک تا پانچ مرلہ تک پلاٹ مالکان گھر بنانے کیلئے بلاسود قرضہ حاصل کر سکیں گے۔ بریفنگ

وزیرِاعلیٰ مریم نواز شریف کی ہدایت پر گھر کے مالکان کو آسان قسط پر قرضہ ادا کرنے کی سہولت ملے گی۔ بریفنگ

سرکاری زمین پر گراؤنڈ اور تین منزلہ اپارٹمنٹ کے پروگرام کا پی سی ون منظور، فزیبلٹی سٹڈی جلد ہوگی۔ بریفنگ

پرائیویٹ سکیموں میں تین اور پانچ مرلہ کے گھر ”پھاٹا“ کے الاٹیز کو ملیں گے۔ بریفنگ

پھاٹا کے الاٹی پرائیویٹ سکیم میں گھر لینے پر پانچ سال میں گھر کے اقساط ادا کریں گے۔ بریفنگ

حکومت پنجاب پرائیویٹ سکیم میں گھر کی لاگت کا بوجھ کم کرنے کیلئے سبسڈی دے گی۔ بریفنگ

کسی بھی شہر یا گاؤں میں 70 ہزار پلاٹ مالکان قرض لے سکیں گے۔ بریفنگ

پانچ مرلہ تک پلاٹ کے مالک کو گھر بنانے کیلئے بلا سود قرض ملے گا۔ بریفنگ

مائیکرو فنانس اداروں کے ذریعے قرض کی ادائیگی پر سروس چارجز پر حکومت پنجاب ادا کرے گی۔ بریفنگ